Privacy & cookies

Spain Mortgage Calculator is an informational platform. We are not a mortgage broker, lender or regulated financial advisor.

What we collect

The mortgage readiness check is processed in your browser. Your answers are stored locally on your device to allow you to resume. When you choose to contact a broker, you may leave the platform via a referral link.

Cookies

We use a minimal set of cookies and local storage entries needed to remember your progress and to anonymously measure clicks for platform analytics.

How AI compatibility works

Compatibility scores are calculated from profile factors such as nationality, language, residency status, employment type, region and complexity, combined with publicly available information about brokers. Scores are an estimate of profile fit, not a recommendation of the “best” broker.

Platform limitations

All figures shown are indicative only and do not constitute financial advice. Final mortgage assessment is conducted by regulated mortgage professionals and lenders. Mortgage conditions vary depending on lender assessment.

Consent before referral

You explicitly consent before being shown compatible brokers. You independently choose which broker, if any, to contact.