Spain mortgage guide
Alicante mortgage guide
Alicante city and its province sit at the heart of the Costa Blanca and are among the most popular destinations for non-resident buyers in Spain. This indicative guide covers LTV, costs and broker compatibility for buyers in Alicante.
Who buys in Alicante
Alicante has deep British, Norwegian, Swedish, Belgian, Dutch and Algerian/French communities. Brokers here routinely handle non-resident documentation and multilingual applications.
Indicative LTV & costs
Indicative LTV for non-residents is generally 60–70%. Resale homes in the Valencian Community attract ITP, with total costs around 10–13%; new builds attract 10% VAT plus AJD stamp duty.
City apartments vs coastal homes
Alicante city apartments are valued differently from coastal homes in nearby towns such as San Juan or El Campello. Both property type and your profile shape the indicative terms.
Frequently asked questions
Is Alicante a good base for a non-resident purchase?
Yes — its international airport, established expat communities and broker specialisation make it one of the most accessible markets for foreign buyers.
What taxes apply on a resale in Alicante?
Resale purchases attract ITP transfer tax in the Valencian Community; budget around 10–13% in total costs and confirm current rates before completion.
Does the platform cover Alicante province?
Yes — our compatibility assessment covers all of Spain, including Alicante city and the surrounding province.
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