Knowledge Centre · Statistics
Spanish mortgage statistics — LTV, rates & deposit bands
Reference statistics on Spanish mortgage rates, LTV bands, deposit requirements and approval patterns — refreshed as the market moves.
Indicative only. Figures shown are estimates for informational purposes and do not constitute financial advice. Final mortgage assessment is conducted by regulated mortgage professionals and lenders. Mortgage conditions vary depending on lender assessment.
Rate ranges
Fixed vs variable vs mixed indicative pricing.
Read →LTV & borrowing bands
Non-resident vs resident LTV bands.
Read →2026 market snapshot
How rates and spreads are moving in 2026.
Read →
Explore other categories
Mortgage GuidesFull mortgage guides for foreign, non-resident and specialist profiles buying property in Spain.Buying PropertyStep-by-step overview of buying property in Spain as a foreign or non-resident buyer.Mortgage ProcessHow a Spanish mortgage application actually unfolds for foreign buyers, from readiness to notary.Costs & TaxesIndicative costs, taxes and fees to budget for when buying property in Spain with a mortgage.
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